If you have an FHA or VA home loan aka mortgage at 5% or higher you are crazy not to streamline refinance to a lower rate with no cost and NO APPRAISAL! Call me at 888-WMS-4-YOU. That’s 888-967-4968.
DRE License # 01803671 – NMLS # 238653 APR 4.05% Based on FHA Streamline Refi @ $300k with 680+ FICO – Rates subject to change. Rates valid as of 10/1/2011
Duration : 0:2:32
http://www.firstcommercefinancial.com/
HARP Program has been extended, watch the video to learn what this means to you.
Duration : 0:1:59
Greedy lenders are any person that takes benefit of homeowners & their mortgages. Greedy lenders charge extreme fees for their services or force home owner to purchase products or services they do not need. You can save yourself problem & annoyance along with thousands of dollars by avoiding becoming a sufferer of greedy lending practices. Here are instructions to help you blemish a greedy mortgage lender. Extreme mortgage origination fees & points are one sign of greedy lending practices. Loan lenders try & disguise these fees by funding them as part of the mortgage. No closing cost loans are one instance of this type of scam. Finance lenders divert you with the fact that youll not have to give fees at closing; the lender then marks up the interest rate or staple fees onto the mortgage principal. Honest finance lenders usually charge around 1% of the mortgage amount for these fees. Greedy lenders charge as much as 6% or more. This is the reason youve to overpay thousands of ponds over the term of your loan. Excessive down payment penalties are one more sign of greedy lending practices. Most loans today dont charge down payment penalties. Many bad credit loans lenders add prepayment fine to their loan agreements. A number of of these penalties are the equivalent of 6 months of interest payments. These fees make significant income for sheltered mortgage lenders when the home owner refinances the loans. Loan broker bribes are another fee you must be wary of. Loan lenders will frequently give the points you give to the broker as a bonus. Some dealers refer loans at a higher interest rate in order to get a commission from the lender. These unnecessary fees as bribe to an untruthful mortgage broker can cost you hundreds of ponds. Any lender that necessitates a homeowner to buy services or insurance products for example life insurance to qualify for sanction is guilty of greedy lending practices. This comprises requiring the homeowner to agree to quarrel arbitration. Agreeing to adjudication limits homeowners lawful rights & favors the lender. Avoid any loan lender that necessitate dispute adjudication or necessitate you to buy additional services to be eligible. By humanizing yourself to identify pressure sales tactics & predatory lending practices you can defend yourself from becoming a sufferer. There are truthful mortgage lenders; though, you need to study the warning signs to avoid taking the mortgage help from dishonest lenders.
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THE LAW STATES:
§ 3-603. TENDER OF PAYMENT.
• (b) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused, there is discharge, to the extent of the amount of the tender, of the obligation of an indorser or accommodation party having a right of recourse with respect to the obligation to which the tender relates.
Basically, the bank just gave him his house!
cont..
WTF??? Part 2 3 4 below… COPS get called even OMG!!!!
Origin: rpsomerton on Feb 3, 2012 And rest of his VIDS:
2- http://www.youtube.com/watch?v=RD6PHb1LOCA&context=C385a5d7ADOEgsToPDskKFgMpVzWazoxpPoFnwVaJo
3- http://www.youtube.com/watch?v=WHg6j7-yTOs&context=C352cb5eADOEgsToPDskIJViJrGQeRqXxXvyZCDEqy
4- http://www.youtube.com/watch?v=GH3U6dSvj38&context=C39d3a61ADOEgsToPDskJfQT9LEF5oFADbSkI31yfg
Thanks to: larrabeeg on Feb 4, 2012
For bringing this to our attention!
SOURCE: rpsomerton on Feb 3, 2012
Feb 3 2012 Bank of America Lakeport, Ca. I attempted to make a cash payment on our mortgage, the manager refused to take the cash saying it was against bank policy.
I was shocked, had no idea this would happen, since when does a bank not accept cash… Right! When I protested, the manager called the Lakeport poilce dept. After being detained for about 1/2 hour and nearly arrested for shooting video inside the bank the cops decided to let me go.
The BofA manager made a complaint against me and had the cops inform me that I am “no longer welcome inside the Lakeport branch of Bank of America.” Also that if I “ever attempted to enter the branch again I WILL be arrested!”
So apparently Bank of America DOES NOT accept American cash dollars as a form of payment on mortgages in AMERICA!
PROTEST & YOU WILL BE ARRESTED!
http://www.ronpaul2012.com/
Brief Overview of Congressman Paul’s Record:
He has never voted to raise taxes.
He has never voted for an unbalanced budget.
He has never voted for a federal restriction on gun ownership.
He has never voted to raise congressional pay.
He has never taken a government-paid junket.
He has never voted to increase the power of the executive branch.
He voted against the Patriot Act.
He voted against regulating the Internet.
He voted against the Iraq war.
He does not participate in the lucrative congressional pension program.
He returns a portion of his annual congressional office budget to the U.S. treasury every year.
Congressman Paul introduces numerous pieces of substantive legislation each year, probably more than any single member of Congress.
Great NEW Alternative to youtube. Which I will be using come March if and when ScrewTUBE changes Format here:
SUB ME @ZIPPCAST.COM: http://www.zippcast.com/user/Ledamay
Leaving a GOODBYE main video on my channel directing all to Zippcast!
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BE SURE TO SUB THIS ONE!!!
http://www.youtube.com/LedaOhio6 (Working Backup)
Duration : 0:0:49
This a four bedroom two bath house up for sale, in a great area, 5 minutes from the Center of Fort Oglethorpe, by the battlefield area.
This house is in decent shape, it needs some updating such as flooringa nd paint but wil make an excellent rental. This will be an easy rental, long term to a stable family.
Duration : 0:6:59
the problem with the economy is NOBODY seems to know what the problem is.
EVERYBODY has a solution. But nobody really seems to know what the problem is.
And that’s a PROBLEM!!!
Duration : 0:3:4
ALBUM: Suburban Rebels
YEAR: 1983
Oi! Oi! Oi!
TRACKLIST:
Get Out While You can | Blind Justice | Work Or Riot | The Employers Blacklist | Nobody Listened | Suburban Rebels | Mortgage Mentality | Guttersnipe | Real Enemy | Another Rebel Dead | Sabotage The Hunt | Harry May | Drinking And Driving
Duration : 0:3:35
We’re proud to introduce the YOURgage http://www.quickenloans.com/home-loans/custom-mortgage-yourgage, a new program to customize your loan options to pic a fixed term that best suit your needs. At Quicken Loans, we want to help you find a loan that’s right for you. So, whether you’re looking to refinance or purchase a home, the YOURgage can help you find a fixed rate loan that fits your situation. Just one of the many ways Quicken Loans is Engineered to Amaze.
Duration : 0:2:1
Suze Orman discusses why it is so important to pay off your mortgage early.
Duration : 0:3:46
http://www.nddproperties.tv A Mortgage Loan modifications generally aim to achieve a specific goal: create a payment that’s affordable for the borrower. Most borrowers have the mindset that the process is long, difficult and lenders are not motivated or open to modifying a loan because it is easier for them to initiate foreclosure.
Duration : 0:2:57