Hey Everyone,
I just heard about the flip rules changing again. Be ready and take a look.
Give me a call if you or your clients need to get set up for a loan.
Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
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Call me at 661-466-4111 Now For Details!
If you or your clients are in the process of losing a home because they are delinquent on the mortgage or upside down in the property then you have options. Now, the loan modification or short sale are not the only options available to you. Now the little known short payoff option (not a short sale) is becoming a much more effective method of resolving the foreclosure issue.
With the steady rise in non-performing notes, banks are more willing than ever to negotiate a cash pay off or (short payoff) with investors that will immediately eliminate these non performing notes from their books. While a short sale can be a long and tedious process and loan modifications rarely reduce principal balances which gives homeowners REAL options, the short payoff (NOT a short sale) is a great way to help homeowners save their homes and get back on their feet.
The advantages of the short payoff (not a short sale) option over the loan modification and short sale is that it allows borrower to stay in their homes, reduce their payments and significantly reduce their principal balance resulting in an equity position that gives homeowners strong financial footing.
Countless loan modifications are denied everyday because homeowners have too much income to qualify which leaves many homeowners in very financially stressful situations as they cannot refinance to a lower interest rate because they owe more than the property is worth. The short payoff (not a short sale) resolves this problem by reducing the homeowners balance and giving them the option to refinance or sell the property at a profit.
So if you are considering a loan modification to save your home or a short sale to escape from a bad mortgage then you may want to look at the short payoff as a more effective long term strategy of saving your home, creating equity and utilizing the best option available to you if you are facing foreclosure.
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Not familiar with how seamlessly our different departments work together? Take a look and give me a call if you have a fianncing question or need to help your buyers get qualified.
Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com
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http://www.lendinguniverse.com/Brokers.asp Find and compare hundreds mortgage loans in FT MYERS, FLORIDA. LendingUniverse – Real Estate Brokers Commercial Mortgage Broker Letter of interest by Banks, brokers, real estate investors and lenders offer mortgages on residential, commercial land and construction in FL – FT MYERS At https://www.lendinguniverse.com/ complete simple form and we will deliver you fast, accurate multiple results. We are neither a lenders nor a broker we give borrower tools to find and track and compare all the negotiations. Lenders compete- You decide. Real Estate Loan & Investor
Our network of registered lenders includes brokers, private investor and real estate investor firms, and leading financial institutions such as Bank of America and Wells Fargo. This vast network of institutions and investors is given instant access to your real estate loan request, which guarantees the best financial deal for each and every Lending Universe client.
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Here you will find a wide variety of useful information and resources designed to help you buy or sell a home more effectively in the Surrounding areas of Atlanta. From information on the local community, to advice about finding a mortgage or preparing your home to sell, it’s all available here on my web site.
You can also search for your ideal home by viewing current listings with detailed descriptions and photos. Or you can get help determining the value of your home by requesting a report that includes the prices of similar homes that recently sold or are currently for sale in your area.
So whether you’re buying or selling, feel free to contact me and I will be happy to help you with all your real estate needs.
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Roll in to Space Coast Credit Union for a great deal on a first mortgage, or refinance your current mortgage. Loans close in as little as 8-10 days.
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http://www.kw.com
A Fixed Rate Mortgage offers peace of mind. Regardless of fluctuations in the market, your principal and interest payment remains the same for the duration of the loan.
Lenders generally offer Fixed Rate Mortgages for 10, 15 and 30 year terms. The longer the term of your loan, the lower the monthly payment will be. With a shorter term, you will build equity in your home more quickly.
Because they offer a monthly payment that is known and does not change, fixed-rate mortgage loans are the traditional choice of home buyers who plan to stay in their home for many years and want to build equity in their home.
For more information, please contact a Citi Mortgage Consultant at 1-877-693-0217.
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UWM brings you the industry’s first True Jumbo Loan, “The Big and Easy”
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How You Can Avoid Foreclosure Scams. Please visit MakingHomeAffordable.gov
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this example shows the benefits of buying vs Renting. Note that if you live outside a metropolitan area such as LA or San Diego you can expect your benefit to be much much better. In Riverside county for example you can save about $400 a month without ever taking into account tax savings or appreciation.
Give me a call and we can discuss your specific situation.
Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com
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