GA Mortgage

I will interview area specialist to help keep you informed of what’s really going on in Mortgages and Real Estate in Southern California. Today we are going to chat with Christina Hosseini, Account Executive at Provident Bank in Rancho Cucamonga. She is going to help us understand what the Foreclosure waiting periods are to repurchase and explain what exactly her job is as a “wholesale representative” or account executive.

Duration : 0:12:22

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Experts in FHA, VA: http://www.freemanteammortgage.com
Video produced by Get Found Stay Found http://www.getfoundstayfound.com
Best (Mortgage Companies) FHA, VA Loans Broken Arrow, OK 918-906-9490
Deborah Freeman owner of Freeman Team Mortgage, Inc. would love to help 1st time home buyers, Veterans, and those who wish to refinance find the mortgage that best fits their needs. Personal Service without sacrificing great rates. Check out our Testimonials & Reviews and then give us a call.

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http://www.kw.com
An Adjustable Rate Mortgage may offer a lower initial interest rate and monthly payments than a conventional fixed rate mortgage.
After an initial term, the interest rate on an adjustable-rate mortgage loan is re-set periodically to keep the rate in line with current market interest rates. For example, a 3/1 ARM loan offers a fixed rate for the first three years. The interest rate adjusts once a year thereafter. 5/1, 7/1 or 10/1 ARM loans offer a fixed rate for the first five, seven or ten years respectively, adjusting yearly thereafter. The lender sets the adjustable interest rate by adding a fixed percentage to an index rate. When the interest rate goes up, your monthly payment also increases.
Most ARM loans have a periodic rate cap and lifetime cap to limit the amount the interest rate can increase each adjustment period and over the term of the loan.
If your start rate is less than the fully indexed rate your interest rate and monthly payment may increase significantly at the first adjustment — even if the Index does not change. And, your interest rate and monthly payment will increase even more if the Index rises.
Discuss with your mortgage professional how an adjustable rate mortgage may be the solution to your financing needs.

For more information, please contact a Citi Mortgage Consultant at 1-877-693-0217.

Duration : 0:1:49

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Technorati Tags: 30-year, adjustable rate, Agent, Amortization, approval, Broker, documents, financing, fixed rate, home, house, jumbo, loan, luxury, monthly payment, mortgage, pre approved, pre qualified, rates, Real estate

Hey Everyone,
I just heard about the flip rules changing again. Be ready and take a look.

Give me a call if you or your clients need to get set up for a loan.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650

Duration : 0:1:30

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Not familiar with how seamlessly our different departments work together? Take a look and give me a call if you have a fianncing question or need to help your buyers get qualified.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com

Duration : 0:2:58

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Here you will find a wide variety of useful information and resources designed to help you buy or sell a home more effectively in the Surrounding areas of Atlanta. From information on the local community, to advice about finding a mortgage or preparing your home to sell, it’s all available here on my web site.

You can also search for your ideal home by viewing current listings with detailed descriptions and photos. Or you can get help determining the value of your home by requesting a report that includes the prices of similar homes that recently sold or are currently for sale in your area.

So whether you’re buying or selling, feel free to contact me and I will be happy to help you with all your real estate needs.

Duration : 0:1:34

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http://www.kw.com
A Fixed Rate Mortgage offers peace of mind. Regardless of fluctuations in the market, your principal and interest payment remains the same for the duration of the loan.

Lenders generally offer Fixed Rate Mortgages for 10, 15 and 30 year terms. The longer the term of your loan, the lower the monthly payment will be. With a shorter term, you will build equity in your home more quickly.

Because they offer a monthly payment that is known and does not change, fixed-rate mortgage loans are the traditional choice of home buyers who plan to stay in their home for many years and want to build equity in their home.

For more information, please contact a Citi Mortgage Consultant at 1-877-693-0217.

Duration : 0:1:9

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Technorati Tags: 30-year, adjustable rate, Agent, Amortization, approval, Broker, documents, financing, fixed rate, home, house, jumbo, loan, luxury, monthly payment, mortgage, pre approved, pre qualified, rates, Real estate

this example shows the benefits of buying vs Renting. Note that if you live outside a metropolitan area such as LA or San Diego you can expect your benefit to be much much better. In Riverside county for example you can save about $400 a month without ever taking into account tax savings or appreciation.

Give me a call and we can discuss your specific situation.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com

Duration : 0:2:23

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Technorati Tags: Amount, Angeles, bank, Broker, Business, California, Cash, City, conv, Conventional, Corp, Corporation, county, credit, Diego, direct, equity, FHA, finance, financial, Government, H.A.R.P., HARP, home, insurance, interest, la, lender, loan, Los, los angeles, Low, LTV, moreno valley, mortgage, murrieta, no, off, orange, Own, pay, Payoff, Program, rate, refianance, Rent, Riverside, San, Temecula, Terms, Underwater, VA, vs, Wholesale Capital

Has your mortgage broker added mysterious fees and services to your closing costs? They could be mortgage broker junk fees. Learn how to protect yourself from inappropriate closing costs in this Expert Real Estate Tips segment on mortgage broker junk fees.

Duration : 0:1:34

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Technorati Tags: Benoun, Broker, closing, costs, estate, Expert, Fees, inappropriate, junk, mortgage, mysterious, real, tips, Victor

We’ll update you with another video once we have the full guidelines, but for now it looks good and everyone should be ready so we can refinance as soon as we know.

Ryan Hoffman
Loan officer
Wholesale Capital Corp
951-488-3114
RHoffman@wccloans.com

Duration : 0:2:49

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Technorati Tags: Amount, Angeles, bank, Broker, Business, California, capital, Cash, City, conv, Conventional, Corp, Corporation, county, credit, Diego, direct, equity, FHA, finance, financial, Government, H.A.R.P., HARP, home, insurance, interest, la, lender, loan, Los, los angeles, Low, LTV, moreno, mortgage, murrieta, no, obama, off, orange, pay, Payoff, Program, rate, refianance, Riverside, San, Temecula, Terms, Underwater, VA, valley, wholesale