Can taking out a student loan affect my ability to get a home mortgage?

Posted by admin on July 29th, 2010 and filed under home mortgage | 1 Comment »

My husband and I will be looking at buying a house this year, but I am also interested in starting my Master’s degree this fall. If I fill out financial aid paperwork before we buy a home, will it negatively affect my chances of getting a home mortgage?

That depends on the rest of your credit as well. You might want to get the mortgage BEFORE you get the student loan. Mortgage companies are a lot stricter than the financial aid companies. If you get the student loan first, you could hurt your chances of getting the mortgage. Good luck.

One Response

  1. Lori Says:

    That depends on the rest of your credit as well. You might want to get the mortgage BEFORE you get the student loan. Mortgage companies are a lot stricter than the financial aid companies. If you get the student loan first, you could hurt your chances of getting the mortgage. Good luck.
    References :

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