Dawn Welsh a 54 year grandmother is raided in her own home, for what…owning her own home. If this sounds like something straight out of the Twilight Zone, well welcome to America in 2009. Listen as the fascist U.S. government steals an American grandmother’s home and terrorizes her!!!!!
Dawn Welsh of Hillsboro, MO Arrested for Trespassing in Her Own Home After Supposed Mortgage Scam. Dawn Welsh knows her house was paid off. She received paperwork from the original mortgage company showing it was paid off. However through a fraudulent conversion of the mortgage, Wachovia Bank claimed authority of the mortgage and then claimed Welsh still owed on her home despite her having proof from the original bank that the note was paid in full.
Today, Hillsboro, Missouri police came onto her property and broke her door down to remove her from her property.
They used a battering ram to enter her home, despite her showing evidence that she owned the property. She had gone to court previously and showed a judge the mortgage was paid in full, and it is a record of the court.
However, these are desperate times for the fraudulent vampirian banksters and they will go after anyone they want, threatening innocent hard-working Americans at every turn. And to top it off the Hillsboro sheriff was an accomplice to this crime, executing the fraudulent crime and rubbing it in further by seizing all of the 54-year-old woman’s possessions.
When these mortgages are sold from the original mortgagee to another bank, an illegal conversion takes place. No valid contract is ever initiated between the mortgage holder and this new entity. In fact many people wind up in court after they are told they owe more money on their homes after a series of mortgages being pushed back and forth through the mortgage process.
Ref: http://worldreports.org/news/108_subprime_slide_that_masks_fraudulent_finance
Wachovia Mortgage took over the mortgage and said they weren’t going to honor the paperwork from the previous mortgagee and continued to harass this woman. So we have a woman with the proper papers showing her house is paid off with the police and the courts ignoring the paperwork.
Duration : 0:10:13
Read the rest of this entry »
Technorati Tags: Alex, bank, Conversion, Dawn, Hillsboro, illegal, Infowars, Jones, Louis, missouri, mortgage, Police, Raid, Repression, scam, Seizure, Sheriff, St., Trespassing, Tyranny, Wachovia, Welsh
2008 Presidential Candidate Ralph Nader discusses the sub-prime market meltdown, the imminent foreclosure on millions of homes, and Nader/Gonzalez solutions.
Music by Eliza Wren
http://www.elizawren.com/
Family photos courtesy of Eliza Wren
Video by Karen Kilroy – http://karenkilroy.com
Duration : 0:3:30
Read the rest of this entry »
Technorati Tags: 2008, crisis, gonzalez, homes, housing, karen, kilroy, lending, market, matt, McCain, Nader, obama, President, Ralph, Sub-Prime
http://ho-me-refinancing.com
How to Use a Mortgage Loan Calculator
Part 1
When you negotiating a new loan with bank or lender having a mortgage loan calculator can give you a great help, if you refinance of course you want the best rates you can get.
Now, how can you know which lenders are giving you the best rates. Yes, you will know that all only by compare the offers you will get from these different lenders.
Basically, there are 3 common question that people always ask when they want to take a mortgage. In these cases using a mortgage loan calculator can help you make the decision
1. Should I Refinance?
Before you answer that question yourself, you need to determine you goal first. Example: determine which repayment term are you prefer.
A short term, so you can pay off your loan sooner. Or a long term, so you can reduce your monthly payment.
Case:
If you had a 25 year mortgage loan at 5% interest, and for the last 3 years youd been making monthly repayment for this mortgage. Now, you want to reduce your monthly repayment. You can do this by refinance to a new 25 years period and we assume that interest rate is 4.5%.
In this case, you did reduce your monthly repayment but in long run you could end up paying more, even if the interest rate is drop. But you never know that until all the closing fees are factored in.
A mortgage loan calculator can give you a great help in this. There are places to input all the closing fees and expenses you will pay in a mortgage loan calculator. You will know whether or not youre save money by refinancing only after considering all the fees and expenses
To learn more about
Home Refinancing
Please visit our website:
ho-me-refinancing.com
Duration : 0:1:37
Read the rest of this entry »
Technorati Tags: Calculator, home, house, loan, mortgage, Mortgage loan calculator
Private mortgage insurance is added onto a loan when the borrower cannot provide a 20-percent down payment, as the lender takes a higher risk in this situation. Pay private mortgage insurance when making a small down payment with tips from a mortgage broker in this free video on mortgage loans.
Expert: Matthew McKillen
Contact: www.innovativefg.com
Bio: Matthew McKillen has more than 21 years of industry experience in arranging loans for his clients.
Filmmaker: Christopher Rokosz
Duration : 0:1:2
Read the rest of this entry »
Technorati Tags: buying, escrow, finance, financing, Foreclosure, home, insurance, mortgage, mortgages, personal
http://MortgagesInVancouver.com
Too many people making offers on homes are getting themselves into trouble thinking that their PreApproval that they got from the bank is an actual Approval. To sweeten offers they are taking off Subject to Financing and then getting locked into a contract with no money to back up the purchase because their financing has fallen through.
Pre Approvals are not Approvals. Period.
Getting a full approval from the bank is actually quite time consuming for underwriters (the people at the banks and lending institutions) and to take this much time on “non live” deals makes it silly from a cost stand point.
So then what is a pre approval and why should you bother getting one?
Well first off, it helps you to get a general ball park figure about what your are potentially worth to a bank. Then you can add that to your down payment and hand it to your Realtor and start looking at houses.
If you go as far as to get a Pre Approval in writing from them it can also lock you into whatever today’s low rates are for 90-120 days depending on the institution. This is obviously a huge benefit as well but again, it does take a day or two (depending on the institution) to get and if you go to banks directly they may not offer that up front unless you ask.
Now what is the difference between walking into your bank and going to a Mortgage Broker (a Good Mortgage Broker)? Obviously the Broker is aware of their own hours too and doesn’t want to waste them but typically a Mortgage Broker will not only ask you the preliminary questions like your bank but they will ask the more probing ones to help you understand UP FONT what paper work will be needed to complete a full mortgage application/file and how to qualify your income and down payment PROPERLY to ensure that your pre approval is as accurate and solid as possible.
When you are asked during a Pre Approval how much money do you make and how much will you have for a down payment and what do you think your credit score is etc, you may not, and should not be expected to know, how to properly answer those questions.
For example, just because you make $60k this year does not necessarily mean that you make $60k a year in the banks eyes. You may in actual fact only make $40k salary and $15k commission and $5k bonuses. That is not $60k to a lender. Anytime you have something variable to your income it is never straight forward.
Properly qualifying you for a Pre Approval is important. There is nothing worse then thinking you are worth $300,000, finding the house of your dreams and making an offer only to find that you did not properly qualify a few items on the list or didn’t have access to the proper paperwork and now your deal has fallen through.
If you would like to take a more in depth look at what your your financial situation is and how a bank will value you, feel welcome to give me a call or email anytime. Alternatively you can also fill out an application online at http://www.mortgagecentrecitywide.com/application_policy.php?agent_id=17.
Be sure to subscribe to my channel and leave comments and questions. I am here to help 7 days a week, even while you are making an offer on a new home.
Leah Coss
604.313.9996
Coss.L@mortgagecentre.com
http://mortgagesinvancouver.com
Duration : 0:4:1
Read the rest of this entry »
Technorati Tags: bank approval, Down, financing, leah coss, morgage, mortgage, mortgage broker, mortgages, Payment, pre approved, pre-approval, preapproval, Vancouver, what is a pre approval
Real estate for sale at Rossville GA – 1156472 – 284 Sharon Circle 3BR 1.5BA with a nice flat yard. Enjoy the large open family room with cozy fireplace to spend your winter nights! Great opportunity to have affordable housing and to make the finishing touches your own. Comes with a completely new updated electrical breaker box. This is a Fannie Mae HomePath property and can be purchased for as little as 3% down! This property is approved for HomePath Mortgage and Renovation Mortgage Financing. The following banks are approved for Fannie Mae HomePath Renovation Mortgages: Colonial National Mortgage Troy Betsinger 512-844-9096 to apply click on www.cnmcs.com/TroyBetsinger/ Flagstar Bank 877-374-3562 Standard Mortgage 504-569-3787. These banks are approved for Fannie Mae Home Path Mortgages: Colonial National Mortgage Troy Betsinger 512-844-9096 or Sherida Farr Senior Mortgage Loa – for more info visit http://jennifernewton.crye-leike.com
Duration : 0:1:7
Read the rest of this entry »
Technorati Tags: 1156472, 284 Sharon Cir, Crye-Leike, GA, homes for sale, Real estate, realestate, Rossville
June 30, 2010 debate Wall Street Reform and Consumer Protection Act — HR 4173. Rep. Barney Frank (D-MA) sets the records straight on Fannie Mae/Freddie Mac and subprime mortgages. Frank calls out opponents for rewriting the history of reform efforts and gets in a couple of comedic jabs at Tom Delay.
Duration : 0:5:3
Read the rest of this entry »
Technorati Tags: Barney Frank, congress, Fannie Mae, finreg, Freddie Mac, house, hr 4173, massachusetts, subprime, subprime mortgages, tom delay, wall street reform
Talk about FHA loans, First Time Buyer Loans, Mortgage Loans, Home Loans
www.ronbellrealtor.com
Duration : 0:12:6
Read the rest of this entry »
Technorati Tags: FHA loans, First time buyer loans, home loans
Quicken Loans client Jen from Maine, discusses in this video testimonial how Quicken Loans helped her to refinance her home multiple times. Merribeth, her mortgage banker, was there for Jen every step of the way. She made sure that each and every Quicken Loans refinance Jen went through was superb. Merribeth gave Jen great advice, aid and guidance. Jen recommends everyone she knows to Quicken Loans and Merribeth for a refinance or mortgage.
Duration : 0:3:14
Read the rest of this entry »
Technorati Tags: Customer, Great Rate, Helped, home, Home Loan, Jen, loan, loans, MAINE, Maine Home Buying, Maine Home Loans, Maine Mortgages, Maine Refinance, Maine Refinance Reviews, Merribeth, Merribeth Quigley, mortgage, Mortgage Banker, New, News, Online, Process, Quicken, Quicken Loans, Quicken Loans Maine Refinance, Recommends, Refi, refinance, Refinancing Maine, Review, Reviews, Service, Testimonial, Video, Website
All mortgage lenders are not the same. I get my clients through referrals from clients and Realtors that I do a great job for. My business is based on two principles Integrity and Accountability.
Duration : 0:1:12
Read the rest of this entry »
Technorati Tags: Calvert County Mortgage Broker, Charles County Mortgage Broker